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In the world we live in today many people become victim to identity theft.

This is where another person uses your personal information including your social security number

to open up credit in your name.

In order to protect yourself from becoming a victim of identity theft we recommend the following:

1. Order a free copy of your credit report at AnnualCreditReport.com

2. Always shred sensitive documents that contain any account information

3. Sign up for a server such as LifeLock which will actively protect your identity.

4. Never give out your social security number over the phone to people or companies that you don’t know.

5. Check your free credit report monthly for any errors or mistakes (update them if necessary).

Many people living in Los Angeles, California wonder whether they need regular

car insurance or a higher coverage due to the fact that they are in traffic most of the time.

Simply put you do not need higher coverage then normal just because you are in Los Angeles

but getting a more expensive auto insurance coverage will protect you in the event you do

get into a accident. It all depends on your current financial situation.

There are many people that are curious about how they can repair their bad credit report.

If you are one of these people simple follow these steps:

1. check your credit report for anything that’s incorrect

2. contact the company which posted the incorrect information to resolve the issue

3. don’t go over the limit on your credit card bills

4. always pay your bills on time, late payments hurt your credit report

5. do not contact any unknown credit repair agencies, check them out before signing up

6. go to annualcreditreport.com and get a free yearly copy of your credit report

There are several simple steps you can take to protect your credit report.

1. purchase a cross-cut shredder

2. shred everything from credit card offers to bank statments that you don’t need

3. never throw away any papers in the trash that have your personal information (ex. account number) on it

4. contact the three credit agencies and request to put a credit freeze on your account
(Equifax, Experian, Transunion)

5. Never give out your personal information to someone over the phone which you did not call

6. monitor your credit report for anything strange or fraudulent

7. signup for a service such as LifeLock.com to monitor your credit report

To Get your yearly credit report you will need to go to the following site:

Annual Credit Report

This site offer a free credit report once a year and is made by the goverment in order

for people to get a copy of their credit report and to prevent identity theft.

If you are having problems getting your yearly credit report select the contact us button

on the bottom of their site for support.

Your yearly credit report (otherwise known as annual credit report) is a free credit report that you are entitled to once a year by going to annualcreditreport.com

For more information about your credit report feel free to check out the following websites:

If you have any questions regarding your credit report feel free to contact experian, transunion or equifax.