In case you are one of the many people that are curious how to imrpove your personal credit report follow these simple steps:
1. Pay all your bills on time
2. Always pay a little more then what you own (ex. if you own $20 pay $25)
3. Never pay any bills late due to it bringing down your credit score
4. Don’t fill out too many credit card applications at any given time (max 3 - 4/year)
5. Check your online credit report for any errors, and if you come across any contact the credit report company to report it